About the Mercury® Visa Signature®
The Mercury® Visa Signature® is designed for people who are looking to build or rebuild their credit.
The Mercury® Visa Signature® is a credit card that provides access to fair credit lines so you can build and manage your credit. You can use the Mercury® Visa Signature® anywhere Visa is accepted. The card has no annual fees, processing fees, or security deposits and you'll earn 1% cash back rewards on all eligible purchases. Upon instant approval, you'll get access to 20% of your credit line (up to $400 maximum) to use at Amazon.com.
To learn more about the new card member offer in connection with the approval of your application, go to Mercury® Visa Signature® Offer Details.
Applying and Approval Process
To apply for the Mercury® Visa Signature®, you must:
- Be at least 18 years of age.
- Have a valid, permanent residential address in the 50 United States (U.S.), District of Columbia (D.C.), or U.S. Military address.
- Have an Amazon.com account in good standing.
If your application is instantly approved, you'll be taken to a page that includes the Mercury® Visa Signature® Cardmember Agreement, the terms of your account, and other important information. Review these documents carefully before using your card. If you haven't heard from Mercury and it's been more than 30 days since you applied, you can contact them directly by calling 1-866-686-2158.
Managing and Building Credit
With the Mercury® Visa Signature®, you must pay at least the minimum payment due each month. You can always choose to pay the full statement balance or any amount in between. Mercury reports your credit activity to the major credit bureaus, providing the opportunity to build your credit with responsible use.
Mercury also offers free access to your credit score to track your progress. To learn more about using credit responsibly, visit the Credit Education page.
For more information about managing your Mercury® Visa Signature®, go to Manage Your Mercury® Visa Signature®.
